Terms and Conditions

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Ts&Cs

1. Introduction and Acceptance

Welcome to Asfaar.ng (“Asfaar,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website, mobile application, and services. By accessing or using our services, you agree to be bound by these Terms.

Your Verified Access to a Connected World is subject to your compliance with these Terms and all applicable laws and regulations.

If you do not agree to these Terms, please do not use our services.

2. Definitions

“Services” means all travel, visa processing, courier, insurance, and related services provided by Asfaar.

“User,” “you,” or “your” refers to any individual or entity using our services.

“Platform” refers to our website, mobile application, and related digital interfaces.

“Personal Information” means any information that identifies or relates to an identifiable individual.

“Third Parties” include government agencies, embassies, service partners, and other external entities.

3. Service Description

3.1 Our Services Include:

  • Visa application processing and submission
  • Travel document verification and authentication
  • Biometric capture and identity verification
  • Courier and document delivery services
  • Travel medical insurance
  • Mobile visa application services
  • SMS alert and notification services
  • Tourism and trade support services
  • Premium and concierge travel services

3.2 Service Limitations

  • We facilitate visa applications but do not guarantee approval
  • Final visa decisions rest with relevant embassies and consulates
  • Processing times are estimates and may vary
  • Some services may not be available in all locations
  • Service availability is subject to government regulations

4. User Eligibility and Registration

4.1 Eligibility Requirements

  • Must be at least 18 years old or have parental/guardian consent
  • Must have legal capacity to enter into binding agreements
  • Must provide accurate and complete information
  • Must comply with all applicable laws and regulations

4.2 Account Registration

  • You must create an account to access certain services
  • You are responsible for maintaining account security
  • You must notify us immediately of any unauthorized access
  • One person or entity per account unless otherwise authorized
  • You may not transfer your account to another party

4.3 Prohibited Users

We reserve the right to refuse service to:

  • Individuals on government watch lists or sanctions
  • Users who have violated our Terms previously
  • Persons engaged in fraudulent or illegal activities
  • Users who provide false or misleading information

5. Service Terms and Conditions

5.1 Visa Processing Services

  • Applications are submitted to relevant authorities on your behalf
  • We provide guidance but you are responsible for meeting all requirements
  • Visa approval is at the sole discretion of issuing authorities
  • Processing fees are non-refundable regardless of application outcome
  • Additional documentation may be requested during processing

5.2 Biometric and Identity Verification

  • Biometric data collection is mandatory for most visa applications
  • You consent to the capture and transmission of biometric information
  • Biometric data is shared with relevant government agencies
  • Quality of biometric capture may affect application processing
  • Multiple capture sessions may be required if initial quality is insufficient

5.3 Courier and Delivery Services

  • Delivery times are estimates and not guaranteed
  • You must provide accurate delivery information
  • Failed delivery due to incorrect information may incur additional charges
  • Signature confirmation is required for document delivery
  • Insurance coverage is available for valuable documents

5.4 Travel Medical Insurance

  • Coverage is subject to policy terms and conditions
  • Pre-existing medical conditions may require disclosure
  • Claims must be submitted within specified timeframes
  • Coverage limits and exclusions apply as detailed in policy documents
  • Emergency assistance is available 24/7 through designated providers

6. Fees and Payment Terms

6.1 Service Fees

  • All fees are clearly displayed before service confirmation
  • Prices are subject to change with reasonable notice
  • Government fees, embassy charges, and third-party costs are additional
  • Currency exchange rates may affect final charges
  • Special promotions and discounts may have specific terms

6.2 Payment Terms

  • Payment is required before service commencement
  • We accept major credit cards, bank transfers, and mobile payments
  • Payment processing is handled by certified secure providers
  • Failed payments may result in service suspension
  • Refunds are processed according to our refund policy

6.3 Refund Policy

  • Service fees are generally non-refundable once processing begins
  • Refunds may be available in cases of service failure or cancellation
  • Government and embassy fees are typically non-refundable
  • Processing fees for approved applications are non-refundable
  • Refund requests must be submitted within 30 days of service completion

7. User Responsibilities and Obligations

7.1 Information Accuracy

  • You must provide truthful, accurate, and complete information
  • Any false information may result in application rejection or service termination
  • You must promptly update information when circumstances change
  • Supporting documents must be genuine and legally obtained
  • Fraudulent documentation will result in immediate service termination

7.2 Document Requirements

  • You are responsible for providing all required documentation
  • Documents must meet specified quality and format requirements
  • Translation and notarization may be required for foreign documents
  • Original documents may be required for verification purposes
  • Lost or damaged documents during processing are your responsibility

7.3 Compliance with Laws

  • You must comply with all applicable local and international laws
  • Visa requirements and travel restrictions must be researched independently
  • Immigration status and travel eligibility are your responsibility
  • You must not use our services for illegal or unauthorized purposes
  • Sanctions and travel restrictions must be disclosed if applicable

8. Intellectual Property Rights

8.1 Our Intellectual Property

  • All content, trademarks, and intellectual property belong to Asfaar
  • You may not copy, reproduce, or distribute our proprietary content
  • Our name, logo, and branding are protected trademarks
  • Software and applications are licensed, not sold
  • Unauthorized use may result in legal action

8.2 User Content

  • You retain ownership of content you provide to us
  • You grant us license to use your content for service provision
  • We may use anonymized data for service improvement
  • User-generated content must comply with our community guidelines
  • We reserve the right to remove inappropriate content

9. Limitation of Liability

9.1 Service Limitations

  • We provide services “as is” without warranties of any kind
  • We do not guarantee visa approval or processing outcomes
  • Embassy decisions and government actions are beyond our control
  • Third-party service failures are not our responsibility
  • Force majeure events may affect service delivery
  •  

9.2 Liability Limits

  • Our total liability is limited to the fees paid for services
  • We are not liable for consequential or indirect damages
  • Travel delays, missed opportunities, and business losses are excluded
  • Liability limitations apply to the fullest extent permitted by law
  • Some jurisdictions may not allow certain liability limitations

9.3 Indemnification

  • You agree to indemnify us against claims arising from your use of services
  • This includes legal fees and damages resulting from your actions
  • Indemnification applies to violations of these Terms or applicable laws
  • False information or fraudulent documentation triggers indemnification
  • Third-party claims related to your conduct are included

10. Data Protection and Privacy

10.1 Data Collection and Use

  • Personal information collection and use is governed by our Privacy Policy
  • We collect only information necessary for service provision
  • Data sharing with government agencies is required for visa processing
  • International data transfers may be necessary for service delivery
  • Security measures protect your information from unauthorized access

10.2 Biometric Data

  • Biometric information is handled according to international standards
  • Government agencies may retain biometric data according to their policies
  • Biometric data quality affects visa processing outcomes
  • Multiple biometric captures may be necessary
  • Biometric data is encrypted during transmission and storage
 

11. Dispute Resolution

11.1 Internal Resolution

  • Disputes should first be addressed through our customer service
  • Written complaints receive responses within 5 business days
  • Escalation procedures are available for unresolved issues
  • Documentation of disputes should be maintained
  • Good faith efforts to resolve disputes are expected

11.2 Mediation and Arbitration

  • Unresolved disputes may be subject to mediation
  • Arbitration may be required for certain types of disputes
  • Nigerian law governs dispute resolution procedures
  • Venue for legal proceedings is Abuja, Nigeria
  • Class action lawsuits are waived to the extent permitted by law

11.3 Governing Law

  • These Terms are governed by Nigerian law
  • Federal High Court of Nigeria has jurisdiction over disputes
  • International conventions may apply to cross-border issues
  • Conflict of laws principles do not apply
  • Severability clause ensures partial invalidity doesn’t void entire Terms

12. Service Modifications and Termination

12.1 Service Changes

  • We reserve the right to modify services with reasonable notice
  • Significant changes will be communicated in advance
  • Price changes require 30 days advance notice
  • New features may be added without prior notice
  • Service discontinuation requires 60 days notice

12.2 Account Termination

  • You may terminate your account at any time
  • We may terminate accounts for Terms violations
  • Outstanding obligations survive account termination
  • Data retention policies apply after termination
  • Refund eligibility depends on service completion status

13. Force Majeure

We are not liable for delays or failures caused by:

  • Natural disasters, pandemics, or acts of God
  • Government actions, including policy changes
  • War, terrorism, or civil unrest
  • Infrastructure failures or cyber attacks
  • Embassy closures or staff strikes
  • Other events beyond our reasonable control
 

Service resumption will occur as soon as reasonably possible after force majeure events conclude.

14. Communication and Notices

14.1 Electronic Communications

  • You consent to receive communications electronically
  • Email and SMS are primary communication methods
  • Platform notifications provide important updates
  • Communication preferences can be managed in your account
  • Critical notices may be sent via multiple channels

14.2 Contact Information

  • You must maintain current contact information
  • Address changes must be reported immediately
  • Communication failures due to outdated information are your responsibility
  • Alternative contact methods should be provided when possible
  • Emergency contact information is required for some services

15. Miscellaneous Provisions

15.1 Entire Agreement

  • These Terms constitute the entire agreement between parties
  • Oral agreements and representations are not binding
  • Written modifications require mutual consent
  • Previous versions of Terms are superseded
  • Conflicting documents are resolved in favor of these Terms

15.2 Severability

  • Invalid provisions do not affect the validity of remaining Terms
  • Courts may modify unenforceable provisions to the minimum extent necessary
  • Essential Terms must remain intact for agreement validity
  • Partial invalidity does not void the entire agreement
  • Replacement provisions should achieve similar commercial purposes

15.3 Assignment

  • You may not assign your rights or obligations without consent
  • We may assign our rights and obligations with notice
  • Corporate transfers and mergers constitute permitted assignments
  • Assignment does not affect existing obligations
  • Successors and assigns are bound by these Terms

16. Contact Information

For questions about these Terms and Conditions:

Legal Department
Asfaar Headquarters
14 Yedseram Street, Maitama
Abuja, Nigeria

Email: legal@asfaar.ng
Phone: +234 701 706 7777
Customer Service: support@asfaar.ng

Business Hours: Monday – Friday, 8:00 AM – 6:00 PM WAT

17. Acknowledgment

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. You also acknowledge that you have read and understood our Privacy Policy.

Last Review Date: June 26, 2025
Next Scheduled Review: December 26, 2025

Your Verified Access to a Connected World – Governed by Fair and Transparent Terms

These Terms and Conditions are designed to protect both Asfaar.ng and our valued users while ensuring a clear understanding of rights, responsibilities, and service expectations.